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Real Estate Closings: What To Expect

So you’ve finally found the perfect home and your offer has been accepted by the seller, now what? When it comes to closing on a new home, it’s important to have an idea of the next steps before you get handed the keys. Here at Grand Strand Law Group, we’ve answered a few questions that will help understand more about the closing process.  

How long does it take? 

There are two types of closing happening during this process: the closing on the piece of real estate you’re buying, and the closing of the mortgage loan you’re using to buy said real estate. Depending on your living and financial situation, the closing process can take anywhere from 30 to 45 days. On your actual closing day, plan for it to take around an hour to sign all the documents, make sure your mortgage loan has been processed, and the deed has been recorded. 

What happens at closing?

At closing, you’ll sit down and review and sign all the important documents required by your mortgage lender which will transfer the ownership of the property to you. During this time, our attorney (who has been in communication with the realtor, lender, title insurance companies, insurance agents, and you) will review each document with you and can answer any questions you may have.  

What do I need to bring with me? 

We’ll be sure to remind you of everything you need to bring to your closing but just in case you forget; you should make sure to bring:

Once the closing process has concluded, all the documents have been signed, the title of the property has been checked, and the deed and mortgage have both been recorded, the house is yours! At Grand Strand Law Group, it’s our goal to make this process as pleasant as possible and we take our job seriously. If you’re looking to buy or sell a home soon, trust our South Carolina real estate closing attorney to help you navigate through the buying or selling process!

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